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844 Harbor View Terrace , Annapolis, MD 21409

$1,249,999
  • 844 Harbor View Terrace , Annapolis, MD 21409 Main Photo

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New to the Market
BEDS5 BATHS3 full SQUARE FEET2,920 MLS#MDAA2149710
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONCAPE ST CLAIRE SCHOOLANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Property Description

Wake up to panoramic views of the Magothy River from this beautifully updated home in the sought-after waterfront community of Cape St. Claire. Expansive windows fill the home with natural light while showcasing breathtaking water views from many of the primary living spaces. The stunning remodeled kitchen features quartz countertops, stainless steel appliances, custom cabinetry, a dry bar, and an open layout that flows seamlessly into the dining and living areas. Hardwood flooring, beautifully renovated bathrooms, updated stair railings, fresh paint, and designer finishes create a home that is both elegant and inviting. Offering a highly desirable layout with two main-level bedrooms and a private upper-level primary suite, the home provides exceptional flexibility for guests, multigenerational living, or a dedicated home office. The spacious primary retreat features a sitting area, custom walk-in closet, spa-inspired bath, and private balcony overlooking the Magothy River. The finished lower level provides additional flexible living space, abundant storage, and walk-out access to the backyard. Outdoor living shines with an expansive Ipe wood deck with glass railings, a hot tub, beautifully landscaped grounds, and stairs leading toward the shoreline—perfect for entertaining or simply enjoying the ever-changing waterfront scenery. With more than $250,000 invested in improvements over the past four years, this home combines timeless design with modern efficiency. Major updates include a complete kitchen renovation, three remodeled bathrooms, hardwood flooring, dual high-efficiency Carrier HVAC systems, updated electrical service with a Level 2 EV charger, reverse osmosis and whole-house water filtration systems, well pump replacement, waterproofing improvements, custom primary closet, backyard fencing, and much more. Conveniently located just minutes from downtown Annapolis, Broadneck schools, shopping, dining, commuter routes, and the Chesapeake Bay Bridge, this is a rare opportunity to own an extensively updated home with spectacular water views in one of Anne Arundel County's most beloved waterfront communities.

844 Harbor View Terrace | MLS# MDAA2149710

This single family home located at 844 Harbor View Terrace , Annapolis, MD 21409 is currently listed for sale with an asking price of $1,249,999. This property was built in 1987 and has 5 bedrooms and 3 full baths with 2920 sq. ft. Harbor View Terrace is located in the CAPE ST CLAIRE subdivision within the ANNE ARUNDEL COUNTY PUBLIC SCHOOLS school district. Search CAPE ST CLAIRE real estate on kerrinamvary.homesale.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Drainage System, Interior Access, Outside Entrance, Poured Concrete, Rough Bath Plumb, Rear Entrance, Unfinished, Water Proofing System
Cooling: Attic Fan, Ceiling Fan(s), Central A/C, Heat Pump(s),
Fuel Type: Central, Electric, Oil
Garage: 2
Heating: Heat Pump - Oil BackUp
Home Style: Colonial
Lot Size: 0.22 Acres
Roof Type: Architectural Shingle
Stories: 3.0
Taxes: $9,689
Year Built: 1987

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dishwasher, Disposal, Exhaust Fan, Oven - Single, Oven/Range - Electric, Range Hood, Water Conditioner - Owned, ENERGY STAR Clothes Washer, ENERGY STAR Dishwasher, ENERGY STAR Freezer, ENERGY STAR Refrigerator, Icemaker, Microwave, Stainless Steel Appliances, Water Heater
Community Amenities: Beach, Boat Ramp, Club House, Pier/Dock, Pool Mem Avail, Pool - Outdoor, Tot Lots/Playground, Water/Lake Privileges, Boat Dock/Slip
Electric: 200+ Amp Service
Exterior: Hot Tub, Flood Lights, Outbuilding(s), Boat Storage, Play Area, Private Beach
Exterior: Combination, Brick, Vinyl Siding
Flooring: Carpet, Hardwood, Luxury Vinyl Plank, Ceramic Tile
HOA Fee: $10.00/Annually
Interior: Dining Area, Primary Bath(s), Entry Level Bedroom, Wood Floors, Recessed Lighting, Floor Plan - Open, Attic, Ceiling Fan(s), Bathroom - Soaking Tub, Walk-in Closet(s), WhirlPool/HotTub, Combination Dining/Living, Family Room Off Kitchen, Bathroom - Tub Shower, Water Treat System, Wet/Dry Bar, Primary Bedroom - Bay Front, Bathroom - Walk-In Shower, Butlers Pantry, Carpet, Kitchen - Gourmet, Upgraded Countertops
Lake Name: DEEP CREEK
Location: Bayside
Lot: Front Yard, Landscaping, Rear Yard, Stream/Creek, Bulkheaded, Fishing Available
Lot Dimensions: 0.22 Acre(S)
Parking Features: Paved Driveway
Parking Notes: 2 Total Parking Spaces
Rooms: Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen, Family Room, Basement, Laundry, Bathroom 2,Bathroom 3,Primary Bathroom
Sewer: Public Sewer
Special View Info: Garden/Lawn, Marina, Water, Bay
SQFT Above Finished: 2920
SQFT Total Finished: 2920
Structure Type: Detached
Total Garage/Parking Spaces: 2
Utilities: Sewer Available, Water Available, Cable TV Available, Electric Available, Multiple Phone Lines, Phone Available
Water: Well
Water Access: Canoe/Kayak, Boat - Powered, Sail, Private Access, Private Beach
Waterfront: Shared
Windows: Casement, Double Pane, Vinyl Clad, Insulated, Palladian

Room Sizes

Bedroom 4: 14 x 12 Level - Main
Kitchen: 10 x 15 Level - Main
Bedroom 5: 14 x 15 Level - Main
Family Room: 24 x 18 Level - Main
Dining Room: 18 x 12 Level - Main
Primary Bedroom: 20 x 21 Level - Upper 1
Bedroom 2: 17 x 11 Level - Upper 1
Bedroom 3: 12 x 12 Level - Upper 1
Primary Bathroom: 14 x 9 Level - Upper 1
Bathroom 2: 8 x 7 Level - Upper 1
Bathroom 3: 9 x 6 Level - Main

Local Schools

School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: TTR Sotheby's International Realty
Agency Phone: 4102805600

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Estimated Payment

$ 3,953.96 per month $2,781.96 Principal & Interest $807.42 Property Tax $364.58 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/26/2026. The listing information on this page last changed on 06/26/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 06/26/2026 12:00:43 AM EST) or Bright MLS (last updated Thu 06/25/2026 11:50:23 PM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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